ConsumerAffairs.com has downgraded University of Phoenix to 1 out of 5 stars calling the profit generating machine to put it mildly, a scam.  In just the last year, the University has been investigated by the federal government for misrepresentations in its recruiting practices; sued in more than one class action lawsuit; and then saw its enrollment drop more than 25 percent.

Last year, the U.S. Education Department began a regularly scheduled review of the Apollo Education Group, the publicly traded company that owns and operates the University of Phoenix. Federal authorities began examining how Apollo distributed federal student-aid dollars, whether it returned funds associated with students no longer enrolled, and how it reported on-campus crimes during the 2012-13 and 2013-14 school years.

Last month, under pressure from the federal investigation, Apollo Education Group sold the University. While the review is a standard practice—the agency conducted more than 300 similar reviews last year—it comes at a time of increased scrutiny and regulatory activity directed at the for-profit college sector. The volume of financial aid collected by Apollo and the role that financial-aid funds play in the company’s balance sheet also significantly raise the stakes of this review.

Call 855-580-NEST (6378) if you want to be considered for loan forgiveness.

Public interest in the for-profit industry has grown as more Americans have pursued nontraditional paths to a college education. As enrollment has grown, state and federal investigators have examined recruiting and marketing practices as well as academic activities at a number of for-profit schools. In 2012, a U.S. Senate investigation found widespread evidence that for-profit schools often appear to prioritize business concerns over educational quality or student progress, with most producing low graduation rates but double-digit profit margins for publicly traded companies.

The corporations behind for-profit colleges together reaped 86 percent of their revenue from federal student-aid programs, the Senate investigation found, but they have not faced congressional regulation or consistent oversight that might protect the interests of students and taxpayers. In fact, during the 2008-09 school year, half the students attending for-profit colleges left school without a degree, according to the Senate report. Many of these students were drawn to the schools by multimillion-dollar ad campaigns and high-stakes recruiting practices and then left school with life-altering amounts of debt, the Senate report found.

The industry has often countered criticisms with claims that for-profit colleges provide educational services to working adults and low-income and minority students—populations they say traditional nonprofit colleges and universities have long neglected or underserved. And officials at Apollo describe their schools as institutions that bolster the country and its most important economic goals.

Call 855-580-NEST (6378) if you want to be considered for loan forgiveness.

In 2009, the company did agree to pay a $67.5 million settlement to the federal government and another $11 million in legal fees after former employees filed a suit alleging that the company tied recruiter pay to the number of students recruited or enrolled, a violation of federal law. Under the terms of the settlement the company admitted no wrongdoing. “Apollo Group is committed to rigorous regulatory and compliance systems to serve and protect the academic innovations for which we are known,” Gregory Cappelli, then co-chief executive officer of Apollo Group, said in a statement issued by the company. Cappelli, who is now the company’s sole CEO, made more than $25 million in 2011.

Attorneys general in Massachusetts and Florida continue to investigate the company, according to Apollo’s most recent quarterly report to the Securities and Exchange Commission. And in March, the company received a subpoena from the Education Department’s Office of the Inspector General related to a range of activities including “marketing, recruitment, enrollment, financial aid processing, fraud prevention, student retention, personnel training, attendance, academic grading and other matters,” according to the same quarterly report.

The University of Phoenix faces additional scrutiny from its academic accrediting agency, the Higher Learning Commission of the North Central Association of Colleges and Schools. In 2013, the organization re-accredited the college network for 10 years but placed it on a two-year notice plan due to concerns “regarding governance, student assessment and faculty scholarship/research for doctoral programs,” according to Apollo’s most recent annual report. A school is put on notice status when it appears that without changes the institution will fall out of compliance with the accrediting agency’s standards.

Aidnest can help determine if you might qualify for the student loan forgiveness. Our team of dedicated student advocates will help reduce your monthly cost to the minimum amount possible until such a time that forgiveness may be a possibility.

Call 855-580-NEST (6378) if you want to be considered for loan forgiveness.

Join the discussion 49 Comments

  • Anita Stelling says:

    Please give me a loan forgiveness from money I borrowed to go to school at University of Phoenix extension in Orlando, FL back in 2000. Thanks.

    • admin says:

      Hi, Anita.
      In order to provide you with accurate and detailed information on your eligibility for student loan forgiveness, we advise you to give us a call at (855) 500-7025, Mon-Fri, 7am-6pm PST. Once you get in contact with our advisers, they will ask you for some personal information to check what options you currently have and give you a free quote. Right from there, it’s up to you whether you want to enroll into the program you qualify for or not. We’d be more than glad to assist you!

  • Sue Repp says:

    I was 13 credits away from my Masters Degree in I/O Psych. During most of the program I have battled with cancer. In July was diagnosed stage 4. So I took a couple of months off. When I was ready to return, I was told no. Two appeals and a letter to two of the head deans, and nothing. I feel as though I have been black balled from the University for being sick. Probably an ADAAA issue buried in here somewhere, but I have other things I would rather do with whatever time I have left. UOPX is the biggest disappointment of my adult life.

  • Harry Jackson says:

    I am in a similar position. They lied to me regarding my finances and wanted me to pay for more additional classes and I still do not have my degree.

  • Ashley Beach says:

    University of Phoenix has to much fine print that they do not tell you about. I regret going to this school. The same thing happened with Everest. I give up on online schools and am going to start to go to my local community college.

  • Teaker Harris says:

    Kindly assist me with information about how I can seek total forgiveness of my remaining unpaid loans to University of Phoenix its student loans lenders.

    • admin says:

      Hi, Teaker.
      In order to provide you with accurate and detailed information on your eligibility for student loan forgiveness, we advise you to give us a call at (855) 500-7025, Mon-Fri, 7am-6pm PST. Once you get in contact with our advisers, they will ask you for some personal information to check what options you currently have and give you a free quote. Right from there, it’s up to you whether you want to enroll into the program you qualify for or not. We’d be more than glad to assist you!

  • Stacy says:

    What about people who already paid off their debts? Can they get reimbursed?

  • Dee says:

    That’s right, I have graduated from UOP and the amount of fees they charged per subject was outrageous. Wonder if I could get anything in return I know I don’t have debt but it is my hard earned money after call.

  • Bradly Price says:

    I have an Associates Degree in Accounting from this University and was wondering if it is even valid. I started my Degree program in July of 2009. It was as if all the applications that I had offered to companies was ignored. I worked hard on that Degree program for dead end jobs expecting to receive experience that all the Accounting jobs said I would have to have. I could not get anywhere and was extremely frustrated at the employment opportunities that I could get. It was a good thing I didn’t pursue a Bachelor of Arts in Accounting from this University. It probably would not be worth the paper it would be printed on.

  • James Garagnon says:

    I got a lot of student loan aid here. Can this be forgiven since they r a scam?

    • admin says:

      Hi, James.
      In order to provide you with accurate and detailed information on your eligibility for student loan forgiveness, we advise you to give us a call at (855) 500-7025, Mon-Fri, 7am-6pm PST. Once you get in contact with our advisers, they will ask you for some personal information to check what options you currently have and give you a free quote. Right from there, it’s up to you whether you want to enroll into the program you qualify for or not. We’d be more than glad to assist you!

  • Patty Stovall says:

    They lied to me and I need forgiveness of my loans too.

    • admin says:

      Hi. Patty.
      In order to provide you with accurate and detailed information on your eligibility for student loan forgiveness, we advise you to give us a call at (855) 500-7025, Mon-Fri, 7am-6pm PST. Once you get in contact with our advisers, they will ask you for some personal information to check what options you currently have and give you a free quote. Right from there, it’s up to you whether you want to enroll into the program you qualify for or not. We’d be more than glad to assist you!

  • Larry Tessari says:

    I have an MBA from University of Phoexix. It was a total waste of money. The recruiter “steered” me in that direction. The MBA is totally useless in my profession (engineering.) Six Sigma certification is much more useful but UOP has been barred from offering it because the Six Sigma organization does not think UOP is capable of teaching it in a competant manner

  • lily says:

    I took Associates, Bachelors, and Masters at U of P and I owe $123,000

  • Please help me to get loan forgiveness for my student loans at University of Phoenix. I feel I got ripped off and now I am in debt to a school that was a scam from the start.

    • admin says:

      Hi, Laurie.
      In order to provide you with accurate and detailed information on your eligibility for student loan forgiveness, we advise you to give us a call at (855) 500-7025, Mon-Fri, 7am-6pm PST. Once you get in contact with our advisers, they will ask you for some personal information to check what options you currently have and give you a free quote. Right from there, it’s up to you whether you want to enroll into the program you qualify for or not. We’d be more than glad to assist you!

  • Kathy says:

    I was going and got first degree started 2nd one my dad got sick I had to take a break. I owe so much because I had to take classes I didn’t need. I failed a mass. Because my dad was dying. I explained to them. They didn’t care then I got sick almost died by the time I wanted to go back. I owed so much I couldn’t do anything. I have not been able to work since and they won’t work with me. Plz help me. Settle this.

    • admin says:

      Hi, Kathy.
      If you wish to have accurate and detailed information on your eligibility for student loan forgiveness, we advise you to give us a call at (855) 500-7025, Mon-Fri, 7am-6pm PST. Once you get in contact with our advisers, they will ask you for some personal information to check what options you currently have and give you a free quote. Right from there, it’s up to you whether you want to enroll into the program you qualify for or not. We’d be more than glad to assist you!

  • Brian Terry says:

    I went to the university of Phoenix from 2007-2009. I paid my student loan off. Do I get any refund for this?

  • Debra jackson says:

    Im going to this school now for dog groomimg,i have no finished yet,but i dont want to get screwed on my diploma when i get done im paying 550 fot the class out of my pocket. So if i finish will i get my diploma?

  • Crystal says:

    When I signed up for school at UofP they told me my monthly payments after I completed my degree would be $50. It was a constant battle with my financial counselor and after graduating my payment was over $600 a month. They lied through their teeth. I would love information on forgiveness.

    • admin says:

      Hi, Crystal.
      In order to provide you with accurate and detailed information on your eligibility for student loan forgiveness, we advise you to give us a call at (855) 500-7025, Mon-Fri, 7am-6pm PST. Once you get in contact with our advisers, they will ask you for some personal information to check what options you currently have and give you a free quote. Right from there, it’s up to you whether you want to enroll into the program you qualify for or not. We’d be more than glad to assist you!

  • Debra Guzman says:

    I went for my Associates Degree in Medical administration. I was doing fine until I failed algebra. My financial advisor told me not to worry. I could just retake it. So I did and I passed it and went on to the rest of my classes. Graduation time came and we have a party. i got my cap and gown and walked. My family was so proud as I was the first female in our family to ever get a degree. A week later as I was scheduled to complete my final class I received a letter. Because I failed algebra and took it twice I did not have enough funding to complete my degree. I would not be mailed my degree unless I paid for this final class out of pocket. There was no way I could pay out of pocket. No one told me i would not have enough funding to complete my classes. I even got back money which they could have kept and applied to my final course. So, now family feels like I scammed them into thinking I was actually a graduate. They put a lot of money into what they now call my “fake degree party”. I look like a total ass to everyone. Being that I did not complete my degree I now owe back all the loans, grants and everything. They took my income tax this year too. I am a single mother with 2 boys. Thank you UOP for screwing me even more then I was. Now I have no degree. I am one psychology class away and I am in collections. All your school did was hurt me in the end.

  • Catherine Spoon says:

    I’m am currently a student at UOP trying to getting my Associates Degree in Healthcare Administration. Do I need to switch schools and get debt relief?

    • admin says:

      Hi, Catherine.
      In order to provide you with accurate and detailed information on your eligibility for student loan forgiveness, we advise you to give us a call at (855) 500-7025, Mon-Fri, 7am-6pm PST. Once you get in contact with our advisers, they will ask you for some personal information to check what options you currently have and give you a free quote. Right from there, it’s up to you whether you want to enroll into the program you qualify for or not. We’d be more than glad to assist you!

  • shannon sutten says:

    I also attended U of P didn’t get my degree but got a bill of over 10,000 dollars from it.

  • Heather says:

    Oh I got my degree in Human Resources MBA. They accused me of plageriesm. Had me take a course on the subject of plageriesm, then said I plagerized the course. Gave me an F so I had to retake the course at another 3000.00. I want my money back. Wont put the crappy school on my resume. A joke????????????????

  • Heather says:

    70,000 for me and got zippo from them. We need to appeal. I dont think we should have to pay this outrageous debt back. I dont know about you, but people detter from a resume when they see UOP….

  • Toni Engle says:

    I got my Associates degree in Psychology, and for the 20 months I attended before graduation, I am sitting in $29,000 of loans! Holy batcrap Batman! I am 63yo and will NEVER get this paid off! I should have done my research BEFORE going back to school!

  • Emmett J. Nixon says:

    I received an Associates degree in Business and am six credits short of a Bachelor’s degree. I currently owe over $70,000 in student loans + interest, and feel I was, like the other commenters, duped by this institution. I too am seeking information about how I can obtain total forgiveness of my remaining unpaid loans to the student loan lenders for this school.

    • admin says:

      Hi, Emmett.
      If you wish to have accurate and detailed information on your eligibility for student loan forgiveness, we advise you to give us a call at (855) 500-7025, Mon-Fri, 7am-6pm PST. Once you get in contact with our advisers, they will ask you for some personal information to check what options you currently have and give you a free quote. Right from there, it’s up to you whether you want to enroll into the program you qualify for or not. We’d be more than glad to assist you!

  • Al says:

    How do you get student loan forgiveness

    • admin says:

      Hi, Al.
      If you wish to have accurate and detailed information on your eligibility for student loan forgiveness, we advise you to give us a call at (855) 500-7025, Mon-Fri, 7am-6pm PST. Once you get in contact with our advisers, they will ask you for some personal information to check what options you currently have and give you a free quote. Right from there, it’s up to you whether you want to enroll into the program you qualify for or not. We’d be more than glad to assist you!

  • Krystal Russell says:

    I attended UOP from 2008 through 2010 earning my Bachelors degree. Is it even legit!?!?! My job at the time did not even recognize my accomplishment and though I was told it was an accredited school, I’ve had noses turned up at me. For now, I am home schooling my children because my income was not enough to pay for childcare and bring anything home for bills. My student loan payments are suffocating us. And they want to increase my payments! We can’t do it!
    is my degree even legit? When the day comes that I return to work, will they laugh me out the door for having a Bachelors from UOP? !?

  • Allyson Gray says:

    I attended UOPX 2009 and graduated finally in 2015 with just an AA. I had to take time off cause they said that I owed them money when I was still getting student loans, so of course I didn’t have the money they said that I owed them to get back into school so I took two years off until I could save the money they said I owed. I’m having trouble finding a job in the medical field that I received my degree in. If I could get student loan forgiveness, I would be forever grateful. I’ve been unemployed for well over a year. Navient calls me everyday about when I will start paying back my student loans. I have told them I’m unemployed and they granted me 1 year deferment, but they continue to call me everyday. They say that I owe 44,000.00 for JUST an Associates degree.

    • admin says:

      Hi, Allyson.
      In order to provide you with accurate and detailed information on your eligibility for student loan forgiveness, we advise you to give us a call at (855) 500-7025, Mon-Fri, 7am-6pm PST. Once you get in contact with our advisers, they will ask you for some personal information to check what options you currently have and give you a free quote. Right from there, it’s up to you whether you want to enroll into the program you qualify for or not. We’d be more than glad to assist you!

  • Christine Sarauw says:

    Christine Sarauw- Reply
    March 8, 2016
    I attended UOPX online for my master’s in License Professional Counseling, 9/07-5/09. When I went to start my practicum I found out that I hadn’t gotten the right program of study and I needed to start all over again in the right program to be eligible for licensure.

  • Shelby says:

    This university charged me astronomical amounts to take classes. I have an associates degree and a bachelors degree if you can call them that!! No one will recognize them. It would have to take so many more classes to get an actual degree and I am 63000.00 in debt because of them!!!

  • Tilissa says:

    Wow these stories are saddening. I’m currently enrolled at UOP I was disqualified for getting a C in my last class and am trying to finish need 9 more credits but am afraid to start back but I owe so much money now. I’m in limbo all they do is call asking am I ready but never discuss any of the fine print. What should I do.

  • Eric McCarthy says:

    Finished a BS in Business Management 2007. Even with using my GI Bill had to get loans through them to pay for the classes. Still paying on it.

  • Stanley Healy says:

    I need assistance. I attended U of Phx from 2006 through 2008. I had a Sallie Mae Govt loan of $30,000 @ 6.8 interest rate. I was not informed of other loan companies that I could use. I have tried for years to get my interest rate reduced or my payments reduced but Sallie Mae wouldnot assist me. My loan amount is $42,000.00 plus. Please help me.

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    • admin says:

      Hi, Stanley.
      In order to provide you with accurate and detailed information on your eligibility for student loan forgiveness, we advise you to give us a call at (855) 500-7025, Mon-Fri, 7am-6pm PST. Once you get in contact with our advisers, they will ask you for some personal information to check what options you currently have and give you a free quote. Right from there, it’s up to you whether you want to enroll into the program you qualify for or not. We’d be more than glad to assist you!

  • Deborah Strong-Jaskolski says:

    I graduated in 2014 and I am still unable to find a job that considers my degrees worthy. how am I able to go about getting student debt forgiveness?

    • admin says:

      Hi, Deborah.
      In order to provide you with accurate and detailed information on your eligibility for student loan forgiveness, we advise you to give us a call at (855) 500-7025, Mon-Fri, 7am-6pm PST. Once you get in contact with our advisers, they will ask you for some personal information to check what options you currently have and give you a free quote. Right from there, it’s up to you whether you want to enroll into the program you qualify for or not. We’d be more than glad to assist you!

  • Veronica Brickhouse says:

    I was in the process of getting my Associates degree from the University of Phoenix when my mom suddenly passed away . I didn’t take time off from school like I should have but I continued to try to complete my course . Unfortunately I became ill and eventually was put on disability. I try to keep up with my classes but was and able to do through the fact that I was in the VA hospital for three months . I did except two forbearances hoping that I would be able to go back to work and pay my loan until I realized that the forbearances took my balance from $10,000-$21,000 . I am unable to afford to pay this on my disability salary. I am asking for forgiveness on the school loan and would like information on how I would go about receiving this.

    • admin says:

      Hi, Veronica.
      In order to provide you with accurate and detailed information on your eligibility for student loan forgiveness, we advise you to give us a call at (855) 500-7025, Mon-Fri, 7am-6pm PST. Once you get in contact with our advisers, they will ask you for some personal information to check what options you currently have and give you a free quote. Right from there, it’s up to you whether you want to enroll into the program you qualify for or not. We’d be more than glad to assist you!

  • Rayna says:

    I attended UOP and had to drop out due to illness which resulted in several surgeries. Because I was unable to return for health reasons (I even gave them a doctors letter taking me out of school until I recover) they did not care and charged me $5000 for classes I did not take. They told me it is not their problem I became ill.

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