– Loan Consolidation –

The ten-year forgiveness is part of the public service loan forgiveness program, but in most cases teachers qualify and receive benefits of both programs.

The Student Loan consolidation

Loan consolidation will take all your federal student loans and combine them into one new loan. You will have only one lender, with one monthly payment. In this consolidation you are able to choose a payment plan that’s affordable to you. By consolidating you also may become eligible for loan forgiveness.
Consolidating your loans will also allow you to enter into a payment plan that is right for you. We understand that life situations can leave you in a place where payments are no longer affordable, we can help you make the adjustments to get yourself back on track with your lender. If you find yourself in default with your lenders, consolidating your loans can also bring you back into good standing on your student loan.
Consolidation is also beneficial in that it can often times lead to loan forgiveness. That is because consolidated loans are eligible for several loan forgiveness programs.

We make the consolidation process simple.
It can take as little as 30-60 days for the entire process.

What kind of loans qualify for this program?

Federal loans are eligible for this consolidation program.


Financial Review

Our financial advisors and planners who are experts in managing finances in the most effective way will review your financial condition and create a customized plan which is based on your income, family size and total monthly spending. This way they’ll determine whether you can afford to repay the loan or qualify for loan consolidation or forgiveness.

Budget & Plan

We can assist you in preparing a personalized budget plan that fits your current financial standing. This budget plan will help you save more money and make your loan payments. By reviewing your current budget, we can help design a monthly payment strategy that is flexible.

Debt Assistance

Our debt experts will not only design a flexible financial plan for you, but they will also take into account your income and suggest a suitable debt relief plan. These experts will also help prepare the right paperwork needed to qualify for a debt relief program.

There are no obligations or commitments.